2024 Loan Limits
Hawaii Loan Limits 2023
Hawaii Conforming Loan and FHA Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac and FHA)
1 unit 2 units 3 units 4 units
$1,149,825 $1,472,250 $1,779,525 $2,11,600
Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)
Maui & Kalawao Counties
Kauai County
Honolulu County
Hawaii VA Loan Limits
In 2020, the U.S. Department of Veteran Affairs removed the maximum loan amount it would grant its borrowers. Eligibility includes veterans, active–duty service members, National Guard members, reservists, and surviving spouses.
VA loans also come with the benefits of no required down payment or mortgage insurance and the lowest interest rates on the market.
VA loans have an upfront funding fee, which most borrowers will roll into the mortgage closing costs. Those fees carried over from 2021 to 2022 as follows:
Down Payment
First-Time Use
Subsequent Uses
None
2.15% of loan
3.3% of loan
5% or more
1.5% of loan
10% or more
1.25% of loan
2023 Loan Limits
$1,089,300 $1,394,775 $1,685,850 $2,095,200
2.3% of loan
3.6% of loan
1.65% of loan
1.4% of loan
Congratulations to Gary Rosenberg on obtaining this VA Lending credential:
2022 Hawaii Loan Limits
Hawaii Loan Limits 2022
$1,073,000 $1,374,000 $1,661,000 $2,064,000
Gary Rosenberg and the Ohana 1st Mortgage team welcome David Bird to our Ohana
David brings his 20 plus years of real estate industry knowledge to Ohana 1st Mortgage. Working in all aspects of the home loan process, David has an extensive history in Title and Escrow, Mortgage Banking and International Finance. David has also worked in International commercial and residential real estate, this combined with his 16 years of dedicated service on the Board of Directors for the Hawaii Association of Mortgage Brokers blends together a talent in all aspects of your home loan.
David L Bird
Mortgage Broker
NMLS#2025560
Direct Line: 808-600-3960
Cell: 880-308-9960
email: david@ohana1st.com
2019 Hawaii Loan Limits
Hawaii Loan Limits 2019
Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)
$726,525 $930,300 $1,124,475 $1,397,400
A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.
$726,525
Hawaii County
Hawaii FHA Loan Limits (not announced yet- expected to follow conventional above)
Maui County & Kalawao County
$657,800 $842,100 $1,017,900 $1,265,000
$368,000 $471,100 $569,450 $707,700
$713,000 $912,750 $1,103,350 $1,371,150
$721,050 $923,050 $1,115,800 $1,386,650
2018 Hawaii Loan Limits
Hawaii Loan Limits 2018
$679,650 $870,225 $1,051,875 $1,307,175
$679,750 $870,225 $1,051,875 $1,307,175
$679,650
$721,050
$713,000
Hawaii FHA Loan Limits