2022 Hawaii Loan Limits
Hawaii Loan Limits 2022
Hawaii Conforming Loan and FHA Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac and FHA)
1 unit 2 units 3 units 4 units
$1,073,000 $1,374,000 $1,661,000 $2,064,000
Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)
Maui & Kalawao Counties
Kauai County
Honolulu County
Hawaii VA Loan Limits
In 2020, the U.S. Department of Veteran Affairs removed the maximum loan amount it would grant its borrowers. Eligibility includes veterans, active–duty service members, National Guard members, reservists, and surviving spouses.
VA loans also come with the benefits of no required down payment or mortgage insurance and the lowest interest rates on the market.
VA loans have an upfront funding fee, which most borrowers will roll into the mortgage closing costs. Those fees carried over from 2021 to 2022 as follows:
Down Payment
First-Time Use
Subsequent Uses
None
2.3% of loan
3.6% of loan
5% or more
1.65% of loan
10% or more
1.4% of loan
Hawaii Loan Limits 2016
Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)
$625,500 $800,775 $967,950 $1,202,925
Hawaii Conforming Jumbo Loan Limits (Conventional Agency Jumbo Loans, FannieMae & FreddieMac)
$657,800 $842,100 $1,017,900 $1,265,000
$713,000 $912,750 $1,103,350 $1,371,150
$721,050 $923,050 $1,115,800 $1,386,650
A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.
$657,800
$721,050
Hawaii County
$625,500
$713,000
Hawaii FHA Loan Limits
Maui County & Kalawao COunty
$368,000 $471,100 $569,450 $707,700