Hawaii Mortgage Blog

2023 Loan Limits

Hawaii Loan Limits 2023

Hawaii Conforming Loan and FHA Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac and FHA)

1 unit                    2 units                  3 units                  4 units

$1,089,300         $1,394,775        $1,685,850         $2,095,200

 

Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$1,089,300         $1,394,775        $1,685,850         $2,095,200

Kauai County

$1,089,300         $1,394,775        $1,685,850         $2,095,200

Honolulu County

$1,089,300         $1,394,775        $1,685,850         $2,095,200

 

Hawaii VA Loan Limits

 

In 2020, the U.S. Department of Veteran Affairs removed the maximum loan amount it would grant its borrowers. Eligibility includes veterans, active–duty service members, National Guard members, reservists, and surviving spouses.

VA loans also come with the benefits of no required down payment or mortgage insurance and the lowest interest rates on the market.

VA loans have an upfront funding fee, which most borrowers will roll into the mortgage closing costs. Those fees carried over from 2021 to 2022 as follows:

Down Payment

First-Time Use

Subsequent Uses

None

2.3% of loan

3.6% of loan

5% or more 

1.65% of loan

1.65% of loan

10% or more

1.4% of loan

1.4% of loan

Posted by Gary Rosenberg on November 29th, 2022 11:58 AM

Hawaii Loan Limits 2017

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$636,150              $814,500             $984,525            $1,223,475

 

Hawaii Conforming Jumbo Loan Limits (Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

Hawaii VA Loan Limits

A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.

Maui & Kalawao Counties

$657,800

Honolulu County

$721,050

Hawaii County

$625,500

Kauai County

$713,000

 

Hawaii FHA Loan Limits

Maui County & Kalawao COunty

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Hawaii County

$368,000              $471,100              $569,450              $707,700

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

 

Posted by Gary Rosenberg on January 31st, 2017 11:52 AM