Hawaii Mortgage Blog


2022 Hawaii Loan Limits

Hawaii Loan Limits 2022

Hawaii Conforming Loan and FHA Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac and FHA)

1 unit                    2 units                  3 units                  4 units

$1,073,000           $1,374,000         $1,661,000         $2,064,000

 

Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$1,073,000           $1,374,000         $1,661,000         $2,064,000

Kauai County

$1,073,000           $1,374,000         $1,661,000         $2,064,000

Honolulu County

$1,073,000           $1,374,000         $1,661,000         $2,064,000

 

Hawaii VA Loan Limits

 

In 2020, the U.S. Department of Veteran Affairs removed the maximum loan amount it would grant its borrowers. Eligibility includes veterans, active–duty service members, National Guard members, reservists, and surviving spouses.

VA loans also come with the benefits of no required down payment or mortgage insurance and the lowest interest rates on the market.

VA loans have an upfront funding fee, which most borrowers will roll into the mortgage closing costs. Those fees carried over from 2021 to 2022 as follows:

Down Payment

First-Time Use

Subsequent Uses

None

2.3% of loan

3.6% of loan

5% or more 

1.65% of loan

1.65% of loan

10% or more

1.4% of loan

1.4% of loan

 

Posted by Gary Rosenberg on September 22nd, 2022 11:17 AM

Company logo

Gary Rosenberg and the Ohana 1st Mortgage team welcome David Bird to our Ohana

 

David brings his 20 plus years of real estate industry knowledge to Ohana 1st Mortgage. Working in all aspects of the home loan process, David has an extensive history in Title and Escrow, Mortgage Banking and International Finance. David has also worked in International commercial and residential real estate, this combined with his 16 years of dedicated service on the Board of Directors for the Hawaii Association of Mortgage Brokers blends together a talent in all aspects of your home loan.

Call or e-mail today to refinance your home or explore options to purchase your dream home


David L Bird

Mortgage Broker

NMLS#2025560

Direct Line: 808-600-3960

Cell: 880-308-9960

email: david@ohana1st.com


Posted by Gary Rosenberg on December 13th, 2021 3:11 AM

2019 Hawaii Loan Limits

Hawaii Loan Limits 2019

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$726,525              $930,300             $1,124,475          $1,397,400

 

Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$726,525             $930,300              $1,124,475          $1,397,400

Kauai County

$726,525             $930,300              $1,124,475          $1,397,400

Honolulu County

$726,525             $930,300              $1,124,475         $1,397,400

 

Hawaii VA Loan Limits

A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.

Maui & Kalawao Counties

$726,525           $930,300              $1,124,475           $1,397,400

Honolulu County

$726,525           $930,300              $1,124,475           $1,397,400

Hawaii County

$726,525           $930,300              $1,124,475           $1,397,400

Kauai County

$726,525           $930,300              $1,124,475           $1,397,400

 

Hawaii FHA Loan Limits

Maui County & Kalawao County

1 unit                    2 units                  3 units                  4 units

$678,500              $868,600             $1,049,950          $1,304,850

Hawaii County

$387,500              $496,100             $599,700             $745,300

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

Posted in:General and tagged: Hawaii Mortgage
Posted by Gary Rosenberg on February 5th, 2019 5:08 PM

2019 Hawaii Loan Limits

Hawaii Loan Limits 2019

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$726,525              $930,300             $1,124,475          $1,397,400

 

Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$726,525             $930,300              $1,124,475          $1,397,400

Kauai County

$726,525             $930,300              $1,124,475          $1,397,400

Honolulu County

$726,525             $930,300              $1,124,475         $1,397,400

 

Hawaii VA Loan Limits

A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.

Maui & Kalawao Counties

$726,525

Honolulu County

$726,525

Hawaii County

$726,525

Kauai County

$726,525

 

Hawaii FHA Loan Limits (not announced yet- expected to follow conventional above)

Maui County & Kalawao County

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Hawaii County

$368,000              $471,100              $569,450              $707,700

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

Posted by Gary Rosenberg on December 2nd, 2018 10:30 AM

2018 Hawaii Loan Limits

Hawaii Loan Limits 2018

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$679,650              $870,225             $1,051,875           $1,307,175

 

Hawaii Conforming Jumbo Loan Limits (High Balance Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$679,750              $870,225              $1,051,875           $1,307,175

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

Hawaii VA Loan Limits

A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.

Maui & Kalawao Counties

$679,650

Honolulu County

$721,050

Hawaii County

$679,650

Kauai County

$713,000

 

Hawaii FHA Loan Limits

Maui County & Kalawao County

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Hawaii County

$368,000              $471,100              $569,450              $707,700

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

Posted by Gary Rosenberg on January 27th, 2018 2:50 PM
Posted by Gary Rosenberg on January 25th, 2018 5:05 PM

Hawaii Loan Limits 2017

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$636,150              $814,500             $984,525            $1,223,475

 

Hawaii Conforming Jumbo Loan Limits (Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

Hawaii VA Loan Limits

A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.

Maui & Kalawao Counties

$657,800

Honolulu County

$721,050

Hawaii County

$625,500

Kauai County

$713,000

 

Hawaii FHA Loan Limits

Maui County & Kalawao COunty

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Hawaii County

$368,000              $471,100              $569,450              $707,700

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

 

Posted by Gary Rosenberg on January 31st, 2017 11:52 AM

Hawaii Loan Limits 2016

Hawaii Conforming Loan Limits (Conventional Agency Loans, FannieMae & FreddieMac)

1 unit                    2 units                  3 units                  4 units

$625,500              $800,775              $967,950              $1,202,925

 

Hawaii Conforming Jumbo Loan Limits (Conventional Agency Jumbo Loans, FannieMae & FreddieMac)

 

Maui & Kalawao Counties

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

Hawaii VA Loan Limits

A veteran with full entitlement available may borrow up to the limit shown below and VA will guarantee 25 percent of the loan amount.

Maui & Kalawao Counties

$657,800

Honolulu County

$721,050

Hawaii County

$625,500

Kauai County

$713,000

 

Hawaii FHA Loan Limits

Maui County & Kalawao COunty

1 unit                    2 units                  3 units                  4 units

$657,800              $842,100              $1,017,900           $1,265,000

Hawaii County

$368,000              $471,100              $569,450              $707,700

Kauai County

$713,000              $912,750              $1,103,350           $1,371,150

Honolulu County

$721,050              $923,050              $1,115,800           $1,386,650

 

 

Posted by Gary Rosenberg on December 31st, 2015 9:43 AM
Posted in:General
Posted by Gary Rosenberg on August 26th, 2014 11:04 PM
Maui Real Estate Forecast July 2014

Great Discussion of the three historical waves of activity.
Jimi Hendrix Rainbow Bridge
Japan
Dot Com
What happens?  Click the link and find out!
Posted in:General
Posted by Gary Rosenberg on August 7th, 2014 3:35 PM